Loan Services - DivineVision Business Solutions
DivineVision Loan Services

Complete Loan Solutions

Transform your financial dreams into reality with competitive rates and quick approval

₹500Cr+

Disbursed

10K+

Customers

24Hr

Approval

50+

Partners

Choose Your Perfect Loan

Quick approvals, competitive rates, minimal documentation

Personal Loan

Personal Loan

Quick funds for personal needs with minimal documentation and instant approval.

  • ₹50K to ₹50L Amount
  • 10.49% - 24% Interest Rate
  • 24-48 Hour Quick Approval
  • 1-7 Years Flexible Tenure
Apply Now
Business Loan

Business Loan

Fuel your business growth with flexible financing solutions.

  • ₹1L to ₹10Cr Amount
  • 9.5% - 18% Competitive Rate
  • 3-7 Days Fast Approval
  • 1-10 Years Long Tenure
Apply Now
Home Loan

Home Loan

Make your dream home reality with lowest interest rates.

  • ₹5L to ₹5Cr Loan Amount
  • 8.5% - 12% Lowest Rates
  • Up to 90% LTV Ratio
  • Up to 30 Years Tenure
Apply Now
Mortgage Loan

Mortgage Loan

Unlock your property value for business or personal needs.

  • ₹10L to ₹10Cr Amount
  • 9% - 15% Interest Rate
  • Up to 70% LTV Ratio
  • Up to 15 Years Tenure
Apply Now
Car Loan

Vehicle Loan

Drive your dream car with attractive auto loan rates.

  • ₹1L to ₹2Cr Loan Amount
  • 8.5% - 16% Interest Rate
  • 10-20% Down Payment
  • 1-7 Years Flexible Tenure
Apply Now
Education Loan

Education Loan

Invest in future with education loans for India & abroad.

  • ₹50K to ₹1.5Cr Amount
  • 9.5% - 15% Interest Rate
  • Collateral Free up to ₹7.5L
  • Course Duration + 15 Years
Apply Now

Our Trusted Banking Partners

State Bank of India
HDFC Bank
ICICI Bank
Axis Bank
Kotak Mahindra Bank
Punjab National Bank
Bajaj Finserv
Tata Capital
L&T Finance
IndusInd Bank
YES Bank

Loan Data & Analysis

Compare maximum loan amounts and EMI calculations across different loan types

Maximum Loan Amounts by Type

EMI Impact of Interest Rates

Current Interest Rate Comparison

Loan Type Interest Rate Range Maximum Amount Maximum Tenure Processing Fee
Personal Loan 10.49% - 24% p.a. ₹50 Lakhs 7 Years 1-2% + GST
Business Loan 9.5% - 18% p.a. ₹10 Crores 10 Years 0.5-2% + GST
Home Loan 8.5% - 12% p.a. ₹5 Crores 30 Years 0.5-1% + GST
Mortgage Loan 9% - 15% p.a. ₹10 Crores 15 Years 1% + GST
Vehicle Loan 8.5% - 16% p.a. ₹2 Crores 7 Years 1-2% + GST
Education Loan 9.5% - 15% p.a. ₹1.5 Crores Course + 15 Years 0-1% + GST

Documentation Requirements

Complete list of documents required for different loan types with verification process

Common Documents (All Loans)

Document Type Accepted Documents
Identity Proof • Aadhaar Card
• PAN Card
• Passport
• Driving License
• Voter ID Card
Address Proof • Aadhaar Card
• Passport
• Utility Bills (3 months)
• Rent Agreement
• Property Papers
Income Proof • Latest 3 Salary Slips
• 6 months Bank Statement
• ITR (Last 2 Years)
• Form 16
• Employment Certificate

Loan-Specific Documents

• Property Papers/Agreement
• NOC from Builder
• Approved Building Plan
• Khata/Registration Papers
• Property Valuation Report
• Business Registration Certificate
• GST Registration
• Financial Statements (2 Years)
• Bank Statements (12 Months)
• Business Plan/Project Report
• Admission Letter
• Fee Structure
• Academic Records
• Entrance Exam Scorecard
• Co-applicant Documents

Document Processing Timeline

Processing Stage Timeline Description Customer Action Required
Document Submission Day 1 Upload all required documents online or visit branch Submit complete documents
Initial Verification Day 1-2 Basic document verification and completeness check Respond to queries if any
Field Verification Day 2-5 Physical verification of address and employment Be available for verification
Credit Assessment Day 3-7 CIBIL check, income assessment, eligibility calculation Provide additional info if needed
Final Approval Day 5-10 Loan approval and sanction letter generation Accept loan terms and conditions
Disbursement Day 7-15 Loan amount transfer to account after legal formalities Complete final documentation

Simple Loan Process

Get your loan approved in just 4 easy steps with complete documentation support

1

Apply Online

Fill out our simple online application form with basic personal and financial details. Upload required documents digitally for quick processing.

2

Document Verification

Our expert team verifies your documents and assesses loan eligibility using advanced algorithms for accurate and quick processing.

3

Instant Approval

Receive loan approval notification within 24-48 hours with personalized loan terms, interest rates, and repayment conditions.

4

Fund Transfer

Complete final documentation process and receive approved loan amount directly in your bank account within 24 hours instantly.

Ready to Get Your Loan?

Join thousands of satisfied customers who have achieved their financial goals with our expert guidance, competitive loan solutions, and personalized service for all your financial needs.

24 Hour Quick Approval

Fast processing with instant verification

100% Secure Process

Bank-grade security with encrypted data

Lowest Interest Rates

Competitive rates from 50+ bank partners

Expert Support 24/7

Dedicated team for complete assistance

What Our Clients Say

Real experiences from real customers

"I had a smooth experience using Divine Vision business services . The application process was quick, and I received approval within 24 hours. Their customer support was helpful, and the interest rates were reasonable compared to other lenders. I also appreciated the transparency—no hidden fees or confusing terms. Would definitely recommend this site to anyone looking for a personal loan."

kunal

"I was confused about my tax filing, but their team explained everything in simple terms. The process was smooth and stress-free. Highly recommend them for tax consultation!"

Aman Verma, Lucknow

"Getting a personal loan felt daunting until I found this platform. The application process was fast, and I received approval within 24 hours. Great experience!"

Suman kumari